AI benefits verification

Less time on hold. More time for patients.

Meet your AI insurance verification assistant. Coverage Agent checks eligibility, follows up on missing benefits, validates coverage information, and keeps your team informed.

Case CA-2047 · Today, 9:14 AMVerified
Procedure
Extraction · D7140
Insurer
Harborview Dental (HD)
Eligibility check
Active, benefits partial
Insurer call
5 benefits confirmed
Validation
All fields matched
Patient estimate
$80.00

The problem

One coordinator. Hours on hold, every week.

Most payers don't offer a usable API, so verifying an upcoming surgery usually means a phone call, and the number that comes back drives the patient's estimate and deposit.

of checks need a phone call
75%
on hold, per call
~15 min
insurer calls a day
20+
a week spent on hold
~25 hrs

Figures as reported by the practice's coordinator.

Step 2 · Called the insurer

Watch it make the call

When electronic eligibility comes back incomplete, Coverage Agent phones the insurer, asks for each benefit and reads every number back before accepting it.

Simulated insurers. No affiliation with any carrier.

Read the full call transcript

Product

Built for the coordinator behind every surgery

Coverage Agent handles the verification workflow end to end, with safety rules enforced in code, not left to a model's judgment.

Automated eligibility checks

Electronic eligibility is checked first, in seconds, through a real third-party eligibility API. No phone call unless it's actually needed.

Intelligent follow-up for missing information

When electronic data is incomplete, the agent follows up through a simulated insurer phone call to fill in exactly what's missing.

Deterministic benefit validation

Every value the agent reports is checked field-by-field against the authoritative source in plain, auditable code, never just trusted.

Transparent financial estimates

Patient-portion math runs in deterministic code, not the model, and every estimate is clearly labeled with its basis, never a silent guess.

Human escalation when verification fails

Unknown, incomplete, or conflicting information is never guessed. It's handed to a coordinator with a plain-language reason and checklist.

Complete audit trails

Every case keeps a full tool-call timeline and (when applicable) a call transcript, so any outcome can be reviewed end to end.

Step 3 · Submitted benefit reading

Nothing is written until every field matches

The agent reports what it heard. Plain code, not the model, compares each value with what the insurer confirmed, and a single mismatch locks the case.

All five benefit fields the agent reported matched what the insurer confirmed: plan active, procedure covered, plan pays 80%, $50.00 deductible left, $1,000.00 annual maximum left.

How it works

One workflow, six steps

This is a working prototype: electronic checks run against a real test-mode API, and the insurer phone step is simulated rather than a live call. No production clinic integration exists yet.

  1. Clinic appointment

    An upcoming appointment needs its insurance benefits verified before the visit.

  2. Bedrock agent

    An Amazon Bedrock model (Claude Haiku 4.5) chooses the next action. It never does the math and never sees patient identifiers.

  3. Stedi eligibility API

    Electronic eligibility is checked first, in test mode against a real third-party API, the cheapest and fastest path.

  4. Simulated insurer follow-upSimulated

    When electronic data is incomplete, a simulated phone call fills in what's missing, not a real call to a real insurer.

  5. Benefit validation

    The model's reading is checked field-by-field against the authoritative source in deterministic code, never just trusted.

  6. Case result and audit trail

    A verified estimate is recorded, or the case is flagged for a human. Either way, there's a full, reviewable trail.

See it run

Watch a replay of a real, verified Coverage Agent execution, or browse the read‑only case dashboard.